I’ll be the first to admit that I have an issue with saving money..Don’t get me wrong, all of my bills are paid but those extra funds left afterwards…Let’s just say, I didn’t make Sephora VIB Rogue for nothing lol
Fortunately I’ve come to my senses and have decided to take the initiative to correct this flaw.. I found the easiest way to do so is by implementing a system which is as follows:
Out of Sight, Out of Mind:
I set it up to where a portion of my monthly income is automatically allocated to a savings account that I do not touch until I hit the goal I’ve set.
Cash is KING
I put away my debit & credit cards and only use cash to make purchases.. Whatever change is left over, I place in my savings jar. Doing so will ensure that you not only Dom’t overspend but you only purchase what you actually need
Shop my Stash
Essentially become a minimalist. I went shopping in my closet and got creative making new outfits out of what I have already. For my fellow makeup/beauty addicts, look through your collection. Give that palette you purchased 3 months ago a whirl; it has the same/similar colors as the new that just dropped.. Stick to your no buy. ( The Pat McGrath complexion products dropping July 26th 2019 will be my exception to this.)
Stop eating out and start making meals from scratch at home. I found making meals completely from scratch not only is cost effective but is healthier, fun and therapeutic . I usually post my lessons on Instagram Stories,Facebook Stories and Snapchat ..Check me out on those platforms as well!:)
Saving simply to save sets you up for failure. Map out an goal(s) and work toward it.. Knowing that you have a reward waiting for you will subconsciously motivate you to save even more.
It may be rough starting out but once you hit day 21, it should be as easy as pie. By doing this, I’m aiming to fund my trips at the end of the year.. What are your savings goals? Comment below and let’s motivate each other:)